About
Kien Tran
Executive Branch Manager at West Capital Lending, Inc. A broker, not a bank — licensed in 20 States with 190+ lenders to shop your file across.
- 190+
- Lenders shopped
- 20
- States licensed
- All types
- Conventional to Non-QM
- 78
- Client reviews
Your home is one of the biggest financial investments you will make in your lifetime. This is why it is important to work with mortgage professionals who are really looking out for YOUR best interest.
As a wholesale broker, I have access to wholesale pricing from over 190 lenders. However, I am not the loan officer that simply quotes rates and fees. I take a consultative approach to loan origination to assess which programs would be best suited for you and your family. After creating a solid game plan, I will guide you through every step of the home loan process to help you achieve your own version of the American dream. Whether you're thinking of buying, selling, refinancing, or just want to know how the market is doing, please don't hesitate to text, call, or email me. I'm here to help!
Kien is a dedicated and experienced Executive Branch Manager at West Capital Lending, where he oversees a dynamic team of professionals. With access to a vast network of over 190 lenders, he is well-equipped to make sure you make the best decision for both your short and long-term goals. In his free time, he enjoys cooking, staying active, and spending time with friends and family.
How I work
Understand the goal first
Lowering a payment and paying a loan off faster are opposite loans. Naming the actual objective before shopping anything prevents an expensive mismatch.
Shop the file, not the shelf
The same application goes to multiple lenders. Pricing and guidelines differ enough between them that the right placement is often worth more than a rate negotiation.
Say when it does not make sense
If the numbers do not work, you should hear that before you apply. A deal that costs you money is not a deal I want to close.